Welcome to familyguidecentral.com. The familyguidecentral.com website (the “Site”) consists of various web pages operated by Family Guide Central (“Family Guide Central”). familyguidecentral.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of familyguidecentral.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

Familyguidecentral.com is a News/Blog/Online discussion Site

familyguidecentral.com is a social community for small business healthcare professionals who seek to share, collaborate, and network with other small business healthcare professionals.

Privacy

Your use of familyguidecentral.com is subject to Family Guide ‘s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting familyguidecentral.com or sending emails to Family Guide Central constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your password or account. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Family Guide Central is not responsible for third-party access to your account that results from theft or misappropriation of your account. Family Guide Central and it’s Associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at our sole discretion.

Children Under Thirteen

Family Guide Central does not knowingly collect, either online or offline, personal information from persons under the age of 13. If you are under 18, you may use familyguidecentral.com only with the permission of a parent or guardian. However, discussions within the forums may not be appropriate for minors. Topics within the forums in no way reflect Family Guide Central or Family Guide Central’s values and beliefs.

Links to Third Party Sites/Third Party Services

familyguidecentral.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Family Guide Central and Family Guide Central is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Family Guide Central is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Family Guide Central of the site or any association with its operators.

Certain services made available via Family Guide Central Delivered by third-party sites and organizations. By using any product, service, or functionality originating from the Family Guide Central domain, you hereby acknowledge and consent that Family Guide Central may share such information and data with any third party with whom Family Guide Central has a contractual relationship to provide the requested product, service or functionality on behalf of Family Guide Central users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use Family Guide Central  strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Family Guide Central  that you will not use the Site in any manner which could damage, disabled, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All the content included as part of the Service, such as text, graphics, logos, images as well as the compilation thereof, and any software used on the Site, is property of Family Guide Central  for its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part found on the Site. Family Guide Central content is not for resale. your use of the site does not entitle you to make any unauthorized use of any protected content, and in particular, you will not delete or alter any proprietary rights for attribution notices in any content. you will use protected content solely for your personal use, and we’ll make no other use of the content without the express written permission of Family Guide Central  and the copyright owner. you agree that you do not acquire any ownership rights in any protected content. we do not grant you any license, express or implied, to the intellectual property of Family Guide Central  or our licensors except as expressed authorized by these Terms.

Use of Communication Services

The Site may contain bulletin board services, chat areas, newsgroups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designated to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agreed to use the Communication Services only to post, send, and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violates the legal rights (such as rights of privacy and publicity) of others;Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringe, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws ( or buy the rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that make damaged the operation of another user’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allow such messages; conduct or forward surveys, contest, pyramid schemes or chain letters; download any file posted by another user of a Communication ServiceThat you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other materials contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; Harvest or otherwise collect information about others, including email addresses, without their consent; violate any applicable laws or regulations.

Family Guide Central  has no obligation to monitor the Communication Services. However, Family Guide Central  reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion.  Family Guide Central  reserves the right to terminate your access to any or all of the Communication Services at any time without further notice for any reason whatsoever.

Family Guide Central  reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or government requests, or to edit, refused to post, or to remove any information or materials, in whole or in part, Family Guide Central in Family Guide Central ’s sole discretion.

Always use caution when giving out personally identifying information about yourself or your children in any  Family Guide Central . Family Guide Central  does not control or endorse the content, message, or information found in any Communication Services in any action resulting from your participation in any Communication Service. managers and hosts are not authorized Family Guide Central  spokespersons, and their views do not necessarily reflect those of Family Guide Central .

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

Materials Provided to Family Guide Central  or Posted on any  Family Guide Central  Web Page

Family Guide Central  Does not claim ownership of the materials you provide to Family Guide Central  ( including feedback and suggestions) four posts, upload, input, or subject to any Family Guide Central  Site or our Associated services (collectively “Submissions”). however, by posting, uploading, inputting, providing, or submitting your Submission you are granting Family Guide Central , our Affiliated Companies, and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Family Guide Central  is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Family Guide Central ’s sole discretion.

By posting, uploading, in Pudding, providing or submitting your Submission you warrant and represent that you own or otherwise control all the rights to your Submission ass limitation, provide, post, host, or upload, input, or submit the Submissions.

International Users

The Service Is controlled, operated, and administered by Family Guide Central  from our offices within the USA. if you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Family Guide Central  Content accessed through healtcarerr.com in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.

Indemnification

You agree to indemnify, defend and hold harmless Family Guide Central , it’s officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses ( including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or Services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Family Guide Central Reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Family Guide Central in certain any available defenses.

Arbitration

In the event, the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, port or otherwise at law or in equity for damages or any other relief, then such disputes shall be resolved only buy final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding, or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes are rising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision, shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions. 

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND IS NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND / OR REPRESENTATIVE PRECEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Family Guide Central  agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative for a class proceeding.

Liability Disclaimer

INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN.

Family Guide Central  AND / OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND / OR CHANGES TO THE SITE AT ANY TIME.

Family Guide Central  AND / OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND.

Family Guide Central  AND / OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW IN NO EVENT SHALL Family Guide Central  AND / OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, PORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Family Guide Central  OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES / JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS SITE OR ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

Family Guide Central Reserve the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Texas and you hereby consent to the exclusive jurisdiction and venue of courts in Texas in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not affect all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Family Guide Central  as a result of this agreement or use of the Site. Family Guide Central ’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Family Guide Central ’s right to comply with governmental, court, and law enforcement request or requirements relating to your use of the Site or information provided to or gathered by Family Guide Central  with respect to such us. if any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, disagreement constitutes the entire agreement between the user and Family Guide Central with respect to the Site and it supersedes all prior or contemporaneous Communications and proposals, whether electronic, oral, or written, between the user and Family Guide Central  with respect to the Site. a printed version of this agreement and notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Disclaimer

The information on this site is for informational and entertainment purposes only and does not constitute financial, accounting, or legal advice. By using this site you agree to hold not hold us responsible for any ramifications, financial or otherwise, that occur to you as a result of acting on information found on this site.

Digital Millennium Copyright Act Notice (DMCA)

Family Guide Central respects intellectual property rights and will make every effort to obtain appropriate approval for all proprietary intellectual properties and requires forum users and guest bloggers to do the same. Family Guide Central will respond to allegations of copyright violations in accordance with the Digital Millennium Copyright Act.

To file a notification of infringing content, send us a message using the Contact Form

Disclosure

This is a for-profit website that provides Family Guide Central an income through advertising including several affiliate programs. Assume every link here to another company is an affiliate link, meaning we get paid if you make a purchase after clicking on a product or service from this site. They’re not all affiliate links, but many are.

Be aware that we do not control the content of Google ads. They are matched by Google to the content of this site and to your personal browsing habits. So you may find it creepy to see ads very much targeted to you.

If you’re having trouble telling content apart from ads please contact us.

Your privacy is very important to us. To learn more about Privacy Policy, there’s a link below at the bottom of every page on the site.

Changes to Terms

Family Guide Central  reserves the right, in its sole discretion, to change the Terms under which healthcare.com is offered. The most current version of the Terms will supersede all previous versions. Family Guide Central encourages you to periodically review the Terms just stay informed of our updates.

Contact Us

Family Guide Central welcomes your questions or comments. Get in touch with us by sending us a message on our Contact Form

Effective as of January 28, 2020